Tag Archives: budget

Hey, Big Spender

6 Aug

I did not wear any makeup to work today.

And it wasn’t because of the black cloud, though I’d be lying if I said it probably didn’t contribute to my being mostly okay with the no makeup. It’s because I’m dangerously close to being out of foundation, and I am saving it for occasions where people will actually see me.

Husband and I are not spending money unnecessarily for the month of August. We need to buy food, gas, rent. Nothing else. I did not check the status of my makeup drawer before making this pledge, which is why foundation is now a hot commodity. I’m also almost out of shampoo, but I’m pretty sure that can be an approved purchase – no one wants to watch me go through that.

I knew this whole thing was going to be a challenge for me. In general, I don’t make all that many large purchases.  I do spend money often, though. Basically, I leak money walking down the street. I can’t tell you exactly where it goes, but I have a hunch it’s mostly into my stomach. I love treats, doughnuts, coffee, muffins, fast food, fries, dinners out, late night milkshake runs. I’m the type of person who goes grocery shopping and then needs to have dinner out because the food is overwhelming, what with its need to be made and all.

I don’t need to tell you how easily this breaks the bank, especially when there are two of us doing this – Husband is the same way. Our other bad financial habit is we are also both prone to talking the other into larger purchases on top of the leaking money. We know it’s something we shouldn’t buy, so we look to the other for the support to make the bad decision. And the support usually comes in the way of a trade off – I agree he gets a big purchase, he comes back with something else I should buy for me.

Yeah, I can see why we need that Blu-Ray player right now. Saddle up.

Babe, how long has it been since you bought a purse? Too long, right? Mall? Mall?

We’re horrible. So, spending detox it is. We got that Blu-Ray player, so we have movies to watch at home. We’re making coffee and taking it with us to work. Making dinner every night. We can walk the dogs, we can go to the gym, we can go to the pool or the beach. And to be fully honest with you, we’ve already got a cheat built in. We’re allowed to go to dinner for our anniversary, which is coming up this weekend. So I don’t even have to be completely successful with this. And I’m still finding it so, so hard. I was practically foaming at the mouth for Starbucks on Saturday, and that was only day four. Hours of my day are consumed with ways to trick Husband into breaking the pact first, so I can buy a doughnut. I spend more energy contemplating the moral dilemma of buying something behind his back than I spent writing any of my papers for my ethics class. There’s no way to sugar coat it – I’m pathetic, really very bad at this.

I know in the long run, this is something we need to do. The way we are now is not the way to accomplish long-term financial goals. It’s irresponsible and juvenile and we’re going to be better off because of this and other overhauls we need to do. However, I cannot stop the venti iced coffees from dancing around in my head.

How do you keep your resolve when things get tough, money-wise?